Why Documentation Matters for Insurance
Insurance companies require proof of ownership and value when you file a claim. Without documentation, your claim depends on your memory, and adjusters may undervalue or deny items you cannot prove you owned.
What to Capture for Each Item
For the best results, document the following for each item: a clear photo, the item name and description, estimated replacement value, purchase date and price (if known), serial number (for electronics), and any receipts or appraisals.
Best Practices
- Open every drawer, closet, and cabinet
- Do not forget the garage, attic, and basement
- Record serial numbers for electronics and appliances
- Keep receipts for items over $100
- Update your inventory after major purchases
- Store your inventory in the cloud, not just on your phone
Using Vorby for Insurance Documentation
Vorby's AI scanning lets you walk through a room and capture items in seconds. The app stores photos, values, receipts, and warranty dates in one place. When you need to file a claim, export a detailed report with everything your adjuster needs.